How Long Does A Speeding Ticket Stay On Your Record In Ontario

While “how long does a speeding ticket stay on your record in Ontario?” sounds like it should have a fairly straightforward answer, it can have many answers.

For a number of reasons, tickets for exceeding the speed limit are among the most common driving tickets issued by Ontario police. Primarily, speeding is a leading cause of road fatalities in Ontario, so police forces are eager to prevent it. Secondly, radar makes it comparatively easy to enforce speed limits compared to detecting other Highway Traffic Act violations, like following too closely.

Three Different Records of Your Speeding Ticket

It’s important to know that the speeding ticket you get today does not appear on any record of your driving until you are convicted of the offence. If you’re wondering how long a ticket stays on your record, you’re probably most concerned about how it impacts your insurance rates. Speeding convictions can stay on your record in three different ways and they can affect car insurance rates for differing lengths of time.

  1. Your Driver’s Abstract – This is what’s commonly known as your driving record. Convictions can affect your auto insurance rates more than anything else on your abstract.

  2. Your Demerit Points – While they are included in your driver’s abstract, demerit points stay on your record for only two years. Demerit points generally don’t affect your insurance coverage by themselves. The main exception being if your license is suspended due to the number of demerit points on your record.
  3. Your Insurance Company’s Records – To set the rates they charge each driver, insurers will check driver’s abstracts on a semi-regular basis. Depending on your driving history and how long you’ve been a customer, they may not check your record for two or three years. Your insurance rates are not affected by traffic tickets until your insurance company checks your driving record and discovers a conviction. In some cases, if the conviction expires on your driver’s abstract before it appears in your insurance company records, your rates may not be affected.

Up next, here’s what you should always have in your car’s emergency kit.




I Have Been Pulled Over by the Police. Now What?

pulled over by the policeYou are driving along and see those dreaded flashing police lights in your rearview mirror. Maybe you know why you’re being pulled over, and maybe you don’t. Regardless, panic sets in. What should you do? Here are a few tips to make an interaction with the police less tense and more successful.

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What Should You Do If You’re in a Minor Collision?

dos and donts of accidentsIf you find yourself in a fender bender, whether or not it was your fault, what should you do next? Because of the nature of insurance and police reports, there are some things you should do at the sight of the collision, and some things you should avoid. Here are a few things to keep in mind, should you ever find yourself in this situation.

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Distracted Driving in Alberta

Distracted driving penalties in Alberta have risen in 2016. Last May, the fine for distracted driving was increased from $172 to $287, making it the most expensive fine in Western Canada. Although the change was substantial, lawmakers did not find it had much of an effect on the number of distracted driving occurrences. The average number of tickets issued per month is still around 600. Continue reading




Are Higher Speed Limits Safer?

speedsafelyThe group behind Stop100 think so. They are actively petitioning to raise the speed limits of 400-series highways in Ontario to 120km/hr, and they have already gathered over 25,000 signatures. But this seems counter-intuitive. How is a faster speed limit a safe alternative to the current speed of 100km/hr? Stop100’s website claims that “many countries with higher speed limits observe lower or similar fatality rates to Ontario.”

When speed limits are low, drivers tend to do one of two things. Most people drive faster, keeping a sharp eye out for police radar, while others choose to drive exactly the limit. This creates a chaotic highway filled with obstacles, where as a driver, you are continually speeding up to go around slow drivers, and then dodging out of the way of other, much faster, drivers. Continue reading




How to Overcome the Compulsion to Text and Drive

textingYou’re driving to a friend’s house. Your phone is in your bag on the passenger seat. While waiting at a red light, you hear the unmistakable sound of a text message and see the screen’s light shining up at you invitingly. The light is still red, and you might have time to read it. You reach over and grab the phone. It’s your friend asking if you’re bringing your partner. You’re not, and you feel the need to reply. Now the light is green, so you cradle the phone in one hand and steer with the other, typing as many characters as you can between quick glances at the road. Your mind is trying to both answer and drive, and meanwhile, you’re spelling everything wrong and getting frustrated. Continue reading


Police Crack Down during Ontario’s Thanksgiving Weekend

In light of a recent report, Ontario police are cracking down on dangerous driving during the upcoming Thanksgiving weekend. This is the first Thanksgiving since the Ontario government passed stiffer penalties for distracted driving, which include up to $1,000 in fines and three demerit points.

The report describes the main causes of traffic-related casualties between 2011 and 2015, and states that the great majority of the 1,507 deaths on the road Continue reading



Re: Inconsistent radar testing casts doubt

canada speeding

Today CBC news published an article titled “Inconsistent radar testing casts doubt on validity of millions of speeding tickets”. For your reference, see the article written by Marnie Luke, Lori Ward, and CBC News here: www.cbc.ca/news/canada/speeding-tickets

This article has gained some traction through social media today, and is starting to become a topic of conversation in some circles. It is very important that in reading this article, we take this information with a grain of salt and understand what this means in a practical sense to anyone who unfortunately finds themselves charged with a Speeding offence. Continue reading




How a Medical Condition Can Impact Your Driver’s License

safe your licenseWhat is a Medical Driver License Suspension?

In Ontario, doctors are required by law to report anyone over 16 who they believe is not able to drive safely due to a medical condition. They file their report with the Ministry of Transportation, which may then request more information, or may suspend the license without need for further evidence. Some of the more common conditions that lead to a medical suspension include alcohol/drug abuse, epilepsy, diabetes, and major vision problems, among others. The timeline and necessary steps for getting a license reinstated depends on the severity and nature of the condition, and will require proof that the driver has taken these steps and can now drive safely.

What if I’m caught driving while under a medical suspension? Continue reading




Distracted Driving Death Toll Increasing on Ontario Roads – P4

Distracted driving is becoming a more prevalent problem on today’s roads, and more responsible for crashes than ever before. If you consider yourself a multi-tasking genius, taking a look at some statistics will turn you off distracted driving. It only takes one second of distraction to miss something important; the guy slamming on his breaks in front of you, the cyclist taking a hard left across your lane of traffic, or the pedestrian stepping out into traffic without a pedestrian walk. It’s the driver’s responsibility to be aware enough to react to unforeseen events on the road ahead. Are you guilty of being distracted? Check out Part 3 of our series for ways to break the habit! Continue reading