While “how long does a speeding ticket stay on your record in Ontario?” sounds like it should have a fairly straightforward answer, it can have many answers.
For a number of reasons, tickets for exceeding the speed limit are among the most common driving tickets issued by Ontario police. Primarily, speeding is a leading cause of road fatalities in Ontario, so police forces are eager to prevent it. Secondly, radar makes it comparatively easy to enforce speed limits compared to detecting other Highway Traffic Act violations, like following too closely.
Three Different Records of Your Speeding Ticket
It’s important to know that the speeding ticket you get today does not appear on any record of your driving until you are convicted of the offence. If you’re wondering how long a ticket stays on your record, you’re probably most concerned about how it impacts your insurance rates. Speeding convictions can stay on your record in three different ways and they can affect car insurance rates for differing lengths of time.
- Your Driver’s Abstract – This is what’s commonly known as your driving record. Convictions can affect your auto insurance rates more than anything else on your abstract.
- Your Demerit Points – While they are included in your driver’s abstract, demerit points stay on your record for only two years. Demerit points generally don’t affect your insurance coverage by themselves. The main exception being if your license is suspended due to the number of demerit points on your record.
- Your Insurance Company’s Records – To set the rates they charge each driver, insurers will check driver’s abstracts on a semi-regular basis. Depending on your driving history and how long you’ve been a customer, they may not check your record for two or three years. Your insurance rates are not affected by traffic tickets until your insurance company checks your driving record and discovers a conviction. In some cases, if the conviction expires on your driver’s abstract before it appears in your insurance company records, your rates may not be affected.
Up next, here’s what you should always have in your car’s emergency kit.
The group behind Stop100 think so. They are actively petitioning to raise the speed limits of 400-series highways in Ontario to 120km/hr, and they have already gathered over 25,000 signatures. But this seems counter-intuitive. How is a faster speed limit a safe alternative to the current speed of 100km/hr? Stop100’s website claims that “many countries with higher speed limits observe lower or similar fatality rates to Ontario.”
When speed limits are low, drivers tend to do one of two things. Most people drive faster, keeping a sharp eye out for police radar, while others choose to drive exactly the limit. This creates a chaotic highway filled with obstacles, where as a driver, you are continually speeding up to go around slow drivers, and then dodging out of the way of other, much faster, drivers. Continue reading
In light of a recent report, Ontario police are cracking down on dangerous driving during the upcoming Thanksgiving weekend. This is the first Thanksgiving since the Ontario government passed stiffer penalties for distracted driving, which include up to $1,000 in fines and three demerit points.
The report describes the main causes of traffic-related casualties between 2011 and 2015, and states that the great majority of the 1,507 deaths on the road Continue reading
Today CBC news published an article titled “Inconsistent radar testing casts doubt on validity of millions of speeding tickets”. For your reference, see the article written by Marnie Luke, Lori Ward, and CBC News here: www.cbc.ca/news/canada/speeding-tickets
This article has gained some traction through social media today, and is starting to become a topic of conversation in some circles. It is very important that in reading this article, we take this information with a grain of salt and understand what this means in a practical sense to anyone who unfortunately finds themselves charged with a Speeding offence. Continue reading
Stampede is wrapping up in Calgary, which has seen its usual combination of sun, hail, and increased traffic infractions from July 3rd to 12th. Although the Stampede is based in Calgary, the whole province experiences a temporary increase in traffic density during this time of year. The influx of tourists navigating through downtown streets and major highways is a sure cause for impatient driving and unnecessary speeding, as is heavy pedestrian traffic in the intersections. Last Tuesday, Edmonton police issued 2,808 traffic tickets over a 24-hour period. 2,527 of these tickets were speeding-related, and the rest were additional violations including seatbelt infractions, impaired driving, distracted driving, traffic safety violations, and Criminal Code violations. Continue reading
Every year, police across Ontario set out on a mission to erase street-racing, stunt driving and affiliated activities. Though we briefly mentioned it in an earlier post on speeding following the Paul Walker car accident that resulted in his death, we felt that it was time that we looked at Project E.R.A.S.E a little bit closer. E.R.A.S.E stands for Eliminate Racing on Streets Everywhere and police use the project to formally remind the public about the dangers of speeding.
“Will a 4 point speeding ticket affect my G2 licence if I just pay the fine?”
Yes. As of August 1st 2010 there are new regulations that have an effect on all novice drivers. Any conviction that results in you accumulating 4 or more demerit points on your driving record now leads to a suspension of your driver’s licence for 30-days. A second conviction of this nature will result in a 90-day licence suspension. A third conviction will result in the cancellation of your driver’s licence. Although being in this situation may seem hopeless, give us a call.
“Do the police have to show me speed on the radar device?”
No. The police are not required to show you your speed on the radar. The word of the police officer is good enough in the eyes of the court. However, you may have other defences available to you.
“How many demerit points can I get for speeding?”
It depends on how fast you were allegedly travelling at.
0-15 km/h over the limit = 0 demerit points. 16 – 29 km/h over the limit = 3 demerit points. 30 – 49 km/h over the limit = 4 demerit points. + 50 km/h or more over the speed limit = Stunt driving and 6 demerit points.
Call X-Copper for a free consultation if you have been accused of speeding.