The law states that no owner of a motor vehicle shall operate, or permit another person to operate that vehicle without valid insurance. Monthly insurance premiums can sometimes seem a bit costly and unaffordable, however the financial liabilities associated with a charge of driving without insurance are much higher.
The charge of operating a motor vehicle without insurance is deemed an extremely serious offence and the penalties reflect that. We will take the time to explain your options, answer your questions, and guide you through the next steps.
If you are found guilty of driving without insurance the penalties are:
- For a first conviction – minimum $5,000 fine + 25% surcharge = $6,250
- For a second conviction – minimum $10,000 fine +25% surcharge = $12,500
If convicted, you are also facing a potential suspension of your driver's licence for up to one year.
All of X-Copper's paralegals are licenced to provide legal services by The Law Society of Ontario. This ensures that all of our clients receive the most professional, confidential, and secure legal representation.
We will examine your case thoroughly, ordering and reviewing the police officer's notes and disclosure evidence in advance. This will ensure you a professional and competent defense when we represent you in court.