The True Cost of Hiring a Traffic Ticket Lawyer

“Hey, it’s just a failure to stop ticket, right?”
“It’s nothing too serious.” 

“It’s my first ticket in years, so it’s not a problem.” 

“I don’t need to spend money on a lawyer, I can defend myself.”

If you’ve thought or said something like any one or all of the above after getting a traffic ticket, you may not be aware of the benefits of hiring a traffic ticket lawyer. Or, more accurately, you might not realize the cost of not having professional legal representation to defend against a traffic ticket.

Consider the Following When Thinking About Hiring a Traffic Ticket Lawyer 

Interestingly, the cost of hiring a professional traffic ticket defence team doesn’t have so much to do with the actual cost of hiring a professional traffic ticket defence paralegal. If you don’t have legal representation, it could cost you a lot more.

  1. Fines & Demerit Points – The first cost of a traffic ticket that a lawyer can help you avoid is the direct costs of the fine for the ticket, and the demerit points that will be added to your driving record. Its a mistake to think that demerit points don’t have a cost. First, your car insurance rates may go up based on the number of points you have. Second, your driver’s license could be suspended after only 9 demerit points (6 points for new drivers with G1 and G2 licenses), and it will be suspended for at least 30 days after you get 15 demerit points (9 for new drivers).

  2. Car Insurance Rates – This may be the largest cost of being found guilty of a traffic charge. The guilty verdict stays on your driving record for three years. There’s no saying how much your insurance rates will go up, if at all. But, even for a first-time minor speeding charge, rates can increase by 10%. The second ticket could bump things up by 25% – and rates could go up by 100% for a third conviction.

  3. Even if Your Car Insurance Rates Don’t Go Up, You Still Have to Worry About Cost – Some car insurance companies offer a feature where your first minor speeding ticket will not affect your rates. That’s good to know. But watch out if you get a second ticket in the next three years.

To learn more about how to protect yourself against speeding tickets, check out our post “What To Do If You Get Caught In A Speed Trap”.

Why to Always Choose the “Trial Option” on a Traffic Ticket

Whether it’s for speeding, a seatbelt violation, or any of the many other non-criminal offences for which you may have received a traffic ticket, resolving the ticket is never a pleasant process.

But there’s one part of it that can seem like a real stress reliever, but it really isn’t.

After you are issued a traffic ticket, you have three options for responding to it.

  1. Option 1: Plea of Guilty – Choosing this option means you admit that you’re guilty of the offence and you pay the ticket
  2. Option 2: Early Resolution – Meet with Prosecutor – This option can seem like the perfect choice. First, you don’t admit that you’re guilty right away, and, second, you don’t have to worry about going to trial (see point 3 below). 
  3. Option 3: Trial Option – While it might sound daunting, this is the option you should always choose if you want the best chance of avoiding the consequences of being found guilty. 

Why You Should Choose the Trial Option

While the laws and enforcement methods are intended to stop you from committing an offence, one of the biggest deterrents has nothing to do with driving laws or how they are enforced. 

In addition to fines and demerit points, being found guilty of traffic offences can cause your car insurance rates to increase significantly.

If you choose the “plea of guilty” option on the ticket, even for what seems like a minor offence, the offence can remain on your driving record for three years, which means it can affect your insurance rates for that length of time.

But, even if you choose the “early resolution” option, you meet with the prosecutor and your fines and demerit points are reduced or eliminated, you are still found guilty, and your insurance rates may still go up.

By choosing the “trial option”, you give yourself the opportunity to seek legal advice, which has the potential to not only reduce or eliminate fines and demerit points, but to have the charges dropped altogether 

In that way, the “trial option” is the only one that may help you avoid any fines, demerit points and increases in your insurance rates. Even the worst-case scenario of choosing the trial option, which is you go to trial and are found guilty, you at least give yourself more time to pay the fines and you put off insurance rate increases as long as possible. 

To learn more about the consequences you may suffer if you’re found guilty of a traffic offence, check out our post “How Long Do Demerit Points Stay On Your Record In Ontario?”.

Police Crack Down during Ontario’s Thanksgiving Weekend

In light of a recent report, Ontario police are cracking down on dangerous driving during the upcoming Thanksgiving weekend. This is the first Thanksgiving since the Ontario government passed stiffer penalties for distracted driving, which include up to $1,000 in fines and three demerit points.

The report describes the main causes of traffic-related casualties between 2011 and 2015, and states that the great majority of the 1,507 deaths on the road Continue reading

Text Your Ticket Now to X-Copper

Text Your Ticket Now to X-Copper

Do you hate getting a speeding or traffic ticket only to find yourself faced with the question; do I fight this or just pay the fine? Did you know that X-Copper has now made that question easier to answer?

Drivers can now simply text a picture of their traffic ticket to X-Copper.  Imagine… you just finished getting pulled over by a police officer and you are worried about how a speeding charge for example will affect your driving record and insurance rate.  Use your mobile phone to take a picture of your ticket and send it as a free text message to the legal experts at X-Copper.

Texting your ticket to X-Copper’s team of professionals is a quick and simple way to find out more about your traffic charge.  Once X-Copper has received your text, they will respond in a timely manner with a free assessment of what your options are.  It is then up to you the driver if you want to hire X-Copper to fight your traffic charge(s). The consultation is Free!

To learn how to text your ticket to X-Copper staff read more here


Try it Now – Text Your Ticket to X-Copper Today @ 416-XCOPPER (that’s 416-926-7737)!

Don’t text while driving! Use your phone when it is safe and legal to do so. Standard carrier texting rates may apply. Check your mobile plan.